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The Risk Management resources are not intended as, nor is it meant to, identify and prevent all potential hazards or remedial actions. The information and tools provided are only to assist you in your compliance and risk control efforts. FCCI Insurance Group shall not be liable for any loss, death, damage, or expense arising out of the use of the suggested risk control or compliance measures. FCCI makes no representations and provides no legal advice regarding federal, state, local, or contractual requirements. There may be additional federal, state, local and/or contractual requirements with which you are required to comply that are not contained in this material. You are solely responsible for complying with federal, state, and local laws, including compliance with any changes in the law, and for the safety of your operations. If you have questions or concerns regarding any legal issues, please consult your legal advisor.