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Coverage That Cares for People

Employees are at the heart of every business. When workplace injuries occur, it’s essential to have coverage that responds quickly, supports recovery and helps individuals return to work. FCCI’s Workers’ Compensation Insurance is built on decades of experience and a commitment to delivering promises.

Since 1959, FCCI has provided dependable coverage with a focus on safety, service and support.

This coverage is ideal for businesses that:

  • Employ workers in roles with physical risk or exposure
  • Operate in industries with regulatory requirements for workers’ compensation
  • Want to protect employees and comply with state laws
  • Value fast, fair claims handling and proactive risk management

FCCI offers flexible workers’ compensation solutions designed to meet the needs of diverse industries and operations:

  • Guaranteed Cost Plans: Fixed premiums with predictable costs
  • Dividend Plans: Potential return of premium based on favorable performance (not guaranteed)
  • Loss-Sensitive Plans: Lower upfront costs with higher deductibles for businesses with strong safety records

FCCI’s approach to workers’ compensation goes beyond coverage. It’s about delivering care when it’s needed most and helping prevent injuries before they happen.

  • Injury Triage Service (Medcor): Immediate, 24/7 nurse-led support ensures injured employees receive timely, appropriate care from the first call
  • Medical Select Network: A trusted provider network focused on workers’ compensation care, helping individuals recover and return to work safely
  • Risk Control Services: Expert guidance, training and resources to help businesses create safer workplaces and reduce exposure to loss

Why FCCI?

FCCI's worker's compensation coverage is built on:

  • Decades of experience and industry insight
  • Personalized claims support with lower caseloads
  • A partnership approach that puts people first

Let’s Protect What Matters Most

FCCI is here to help build safer workplaces and support recovery when it’s needed most. Connect with a local independent agent to learn more about FCCI’s workers’ compensation solutions.

The statements presented are for informational purposes only and are not intended as a complete listing of coverages, limitations, or exclusions, and we make no guarantees that our Risk Control team can identify all potential hazards or remedial actions. Refer to the policy for an exact description of coverage provided. Availability of coverages and limits may vary by state. FCCI Insurance Group makes no representations and provides no legal advice regarding federal, state, local, or contractual requirements, and shall not be liable for any loss, death, damage, or expense arising out of the use of the suggested risk control measures. If you have questions or concerns regarding any legal issues, please consult your legal adviser.