Strong partnerships

Welcome to our resource for current and prospective agents. The strong partnerships we build with business insurance agents who work with FCCI are the key to our success. 

When you're an FCCI agent, you're part of a team of supportive professionals who hold themselves to high standards and values. You can take pride in knowing you're part of a longstanding tradition of doing the right thing.

Together we'll help your clients face the future with confidence.

Become an Agent

Quick links to resources you need

EXPRESSSERVE

See policy, billing and account information all in one convenient place. ExpressServe also offers other helpful tools like Risk Control Resources and ExpressWrite Surety.

Login to ExpressServe

FILE A CLAIM

Our goal is to make things right — fairly, efficiently and promptly. The sooner you file a claim, the sooner our team can begin working to resolve it and get you back to business.

File a claim

FREEDOM SELECT

FCCI Insurance Group policyholders can go online anytime and access Freedom Select, FCCI's auto direct repair program directory.

Go to Freedom Select

Medical Select

Medical Select is FCCI's workers' compensation medical provider network. We can help injured workers locate qualified medical providers in their area.

Go to Medical Select

An Introduction to FCCI

FCCI was founded in Sarasota, Florida in 1959 by a group of local business owners who wanted to self-insure to save money on the cost of workers’ compensation insurance. Today, FCCI is a group of financially sound, conservatively invested insurance companies providing coverage in more than a third of US states.

The FCCI formula is simple. We partner with independent agents and use a regional focus to provide comprehensive property and casualty coverage, enhanced by exceptional customer service.

Our Coverages

Automobile
Crime
General Liability
Inland Marine
Property
Surety
Umbrella
Workers' Compensation

Our Industries

Agribusiness
Construction
Manufacturing
Medical & Professional Services
Offices
Restaurants & Hospitality
Retail
Services & Repair
Wholesalers & Distributors

FCCI Coverages Map

FCCI operates through regional offices in the Southeast, Gulf Coast, Midwest, Southwest, Mid-Atlantic and Florida. We continue to expand and diversify our operations, while delivering specialized market expertise and a local presence.

FCCI provides commercial property and casualty insurance and surety bonds in more than a third of the U.S. For our licensed agents, surety is also available in the additional states of Arizona, Iowa, Kansas and Nebraska.

What's it like to be an FCCI Agent

2018 Principals Meeting Recap

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Why work with FCCI?

FCCI began working with independent agents in 1975. The partnership allows business owners to work with an insurance agent they trust to know their businesses. The carefully selected agents appointed by FCCI also know our products and services and when to recommend FCCI as the best carrier for their clients.

Our agents work as a team with our underwriters, risk control consultants, claims adjusters and customer service teammates to help policyholders make the best coverage choices, improve safety for their workers and customers, and settle claims so everyone can get back to business.

Forty years of teamwork, 620+ agencies, 4,300+ appointed agents  ... and counting.

Interested in becoming part of our team?

Become an agent
A handshake is a promise

What you can expect as an FCCI Agent

FCCI sells our insurance products exclusively through independent agents. Because we only partner with select agencies, FCCI is able to maximize our franchise value and focus our attention on broadening and deepening our existing relationships. The more we get to know our agents, and the more our agents get to know us, the more we can achieve together.

As an FCCI agent, you’re part of a team. Our regional and field teammates will work with you to provide the local presence that is an enormous factor in FCCI’s promise to policyholders. Local knowledge, local presence and local decision-making make a difference, and we will continue to invest in this critical element of our customer service plan.

Our team approach is an extension of our belief in strong relationships. Our customer resource teams are small groups of teammates who work together to handle all of your claim, billing, risk control, premium audit and underwriting needs.

Our small company feel doesn’t prevent us from being a connected modern entity. ExpressServe is FCCI’s online service center where you can conveniently access the data and systems you need to streamline your work. Reserve accounts, submit new business, report claims, upload photos, access billing and claim information, and more. With ExpressServe you also gain access to Safety Training videos, Isonet, and risk control resources.

FCCI offers agents an attractive commission structure competitive within the industry. We developed this plan as a means to pay profit-sharing dollars to our most profitable, growing agencies.

We have additional incentive rewards for our top agency principals who exhibit an ongoing commitment to a profitable and professional partnership with our company, such as the FCCI Chairman’s Club and FCCI President’s Club. These prestigious invitation-only memberships are comprised of our highest-performing agent partners. The programs support and promote agent partners who consistently demonstrate superior levels of performance with FCCI and who conduct themselves with the highest ethical and moral standards.

Spotlight on Surety

FCCI writes commercial and contract surety bonds in all of the states we offer coverage in, and more. In fact, we're currently offering Surety in 26 states.

If you're an appointed FCCI agent and would like to write Surety with us, you can register for ExpressWrite SuretySM, FCCI’s online bond system, through your existing ExpressServe account. You can use the system to quote, issue and manage non-contract, commercial surety bonds.

Learn more about ExpressWrite Surety

If you're new to writing surety and looking for support, FCCI offers Express Way — a three-tiered underwriting approach designed to help you develop quality small and emerging contractor surety accounts. With faster response times, streamlined submission requirements and competitive rates and commissions, this simplified surety process is intended for infrequent or first-time bond Customers.

Learn more about FCCI Surety Express Way

Email FCCI Surety