Strong partnerships

FCCI sells our insurance products exclusively through independent agents. We only partner with select agencies, allowing FCCI to maximize our franchise value and focus our attention on broadening and deepening our existing relationships. The more we get to know our agents, and the more our agents get to know us, the more we can achieve together.

As an FCCI agent, you’re part of a team. Our regional and field teammates provide the local presence that is an important factor in FCCI’s promise to policyholders. Local knowledge, local presence and local decision-making make a difference.

The strong partnerships we build with agents who work with FCCI are the key to our success. Our partnerships are built on honest and open communication, a strong understanding of each other’s commitment to meeting the needs of our customers and a mutual agreement as to how our goals will be achieved.

Become an Agent

We Reward Success

FCCI agency partners who consistently demonstrate superior levels of performance and commitment to excellence are rewarded with an invitation to our FCCI Partner Clubs. These prestigious invitation-only memberships are comprised of our highest-performing agency partners and provides the agency with additional benefits and preferred status.


Quick links to resources you need


See policy, billing and account information all in one convenient place. ExpressServe also offers other helpful tools like Risk Control Resources and Express Surety.

Login to ExpressServe


Our goal is to make things right — fairly, efficiently and promptly. The sooner you file a claim, the sooner our team can begin working to resolve it and get you back to business.

File a claim


FCCI Insurance Group policyholders can go online anytime and access Auto Repair Select, FCCI's auto direct repair program directory.

Go to Auto Repair Select

Medical Select

Medical Select is FCCI's workers' compensation medical provider network. We can help injured workers locate qualified medical providers in their area.

Go to Medical Select

An Introduction to FCCI

FCCI was founded in Sarasota, Florida in 1959 by a group of local business owners who wanted to self-insure to save money on the cost of workers’ compensation insurance. Today, FCCI is a group of financially sound, conservatively invested insurance companies providing coverage in 20 states, plus Washington D.C. FCCI also offers contract and commercial surety bonds in 44 states.

The FCCI formula is simple. We partner with independent agents and use a regional focus to provide comprehensive property and casualty coverage, enhanced by exceptional customer service.

Our Coverages

General Liability
Inland Marine
Workers' Compensation

Our Industries

Medical & Professional Services
Restaurants & Hospitality
Services & Repair
Wholesalers & Distributors

Why work with FCCI?

FCCI began working with independent agents in 1975. The partnership allows business owners to work with an insurance agent they trust to know their businesses. The carefully selected agents appointed by FCCI also know our products and services and when to recommend FCCI as the best carrier for their clients.

Our agents work as a team with our underwriters, risk control consultants, claims adjusters and customer service teammates to help policyholders make the best coverage choices, improve safety for their workers and customers, and settle claims so everyone can get back to business.

More than forty years of teamwork, close to 600 agencies, 4,300+ appointed agents  ... and counting.

Interested in becoming part of our team?

Become an agent
A handshake is a promise

FCCI TeamWorks

Watch this video to learn how FCCI partners with agents and policyholders in this one-team approach to protect businesses.

Click here to watch our video
FCCI TeamWorks

FCCI Coverages Map

FCCI operates through its Gulf Coast, Midwest, Southwest, Mid-Atlantic and Florida-Georgia regional offices. We continue to expand and diversify our operations while delivering specialized market expertise and a local presence.

FCCI provides commercial property and casualty insurance in 20 states, plus Washington D.C. FCCI is licensed to write commercial and contract surety bonds in all states except AK, CA, HI, MN*, NY and WA* (*pending).

map showing states FCCI covers

Spotlight on Surety

If you're an appointed FCCI agent and would like to write Surety with us, you can register for Express SuretySM, FCCI’s online bond system, through your existing ExpressServe account. You can use the system to quote, issue and manage non-contract, commercial surety bonds.

Learn more about Express Surety

If you're new to writing surety and looking for support, FCCI offers Express Way — a three-tiered underwriting approach designed to help you develop quality small and emerging contractor surety accounts. With faster response times, streamlined submission requirements and competitive rates and commissions, this simplified surety process is intended for infrequent or first-time bond Customers.

Learn more about FCCI Surety Express Way

Email FCCI Surety