We've got your Back

Surety bonds are an important part of doing business. They’re integral to an overall risk management program. With an A (Excellent) rating from A.M. Best and a Treasury listing of more than $50 million, FCCI has the financial strength and experience to underwrite your risk. We offer local service and industry expertise you can trust.

We look forward to bonding with you.



January 1, 2021, marked the 10th full year of successful surety operations at FCCI. The idea to get into the surety market was born by our agents looking for their own dedicated surety market to complement FCCI’s already strong construction market presence. Over the past 10 years, we have grown to be a top 45 surety provider in the country and a very strong addition to FCCI’s portfolio of products and services.

As we cut the anniversary cake, we extend a very special thank you to our valued agency partners and our wonderful surety teammates for your dedication and support! 

Bond Offerings

Commercial Surety Bonds

We offer a 24/7 online bond system resource so agents can quote, issue and manage FCCI commercial surety bonds anytime. Express SuretySM decreases processing time and gets you answers quickly.

FCCI's commercial bonds include:

  • Agriculture dealer bonds
  • Certificate of title bonds
  • Court bonds
  • License & permit bonds
  • Lost security bonds
  • Miscellaneous bonds
  • Motor vehicle bonds
  • Probate bonds
  • Public official bonds

Contract Surety Bonds

FCCI currently targets construction bonds in the $20 million single to $40 million aggregate range with the ability to go higher on a case-by-case basis for well-qualified accounts.

Common types of business include:

  • Trade and artisan subcontractors
  • General builders
  • Heavy and highway contractors
  • Material suppliers
  • Service contractors

When you need a contract bond fast, think FCCI. FCCI’s Fast Lane Bonds can be written up to $500,000 single/aggregate, and the streamlined application process means efficient results.

A Surety Promise Delivered

The Lewallen Construction Company Story

In January 2012, the owners of Lewallen Construction were committed to retaining their valued employees despite a severe economic downturn. FCCI met with Larry and Peggy Lewallen and was impressed with their character.

See the full Lewallen story

The Power of Partnership: Choosing the Best Surety Agent for the Job

A professional surety bond producer can be a contractor's most trusted and valued ally.

Featured in Construction Executive magazine in November 2017, Scott Paice, FCCI's Vice President of Surety, has some words of advice on how to choose the best surety agent for the job.


Read Scott Paice's article
Scott Paice, SVP, Surety

Scott Paice, SVP, Surety

A Word to our Agents

FCCI is licensed to write commercial and contract surety bonds in all states except AK, CA, HI, MN*, NY and WA* (*pending).

If you're an appointed FCCI agent and would like to write Surety with us, you can register for Express Surety℠, FCCI’s online bond system, through your existing ExpressServe account. You can use the system to quote, issue and manage non-contract, commercial surety bonds.

Learn more about Express Surety

If you're new to writing surety and looking for support, FCCI offers Express Way — a three-tiered underwriting approach designed to help you develop quality small and emerging contractor surety accounts. With faster response times, streamlined submission requirements and competitive rates, this simplified surety process is intended for infrequent or first-time bond customers.

Learn more about FCCI Surety Express Way

Email FCCI Surety

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