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Protecting the Places and Things That Power Your Business

Your buildings, equipment and inventory are critical to your operations. Whether you own your property or lease your space, unexpected events like fire, theft, vandalism or severe weather can disrupt your business and lead to costly losses. Commercial Property Insurance helps ensure that when the unexpected happens, your business can recover quickly and confidently.

FCCI Insurance Group offers tailored property coverage designed to protect what matters most, so you can focus on running your business, not rebuilding it.

This coverage is essential for businesses that:

  • Own or lease office, retail or industrial space
  • Maintain inventory, equipment or valuable assets
  • Rely on physical locations to operate
  • Want protection from natural disasters, theft or accidental damage

FCCI’s commercial property policies typically cover:

  • Buildings and Structures: Protection for owned or leased buildings
  • Business Personal Property: Coverage for furniture, equipment, inventory and supplies
  • Business Income and Extra Expense: Compensation for lost income and additional costs during recovery
  • Equipment Breakdown: Coverage for mechanical or electrical failure of essential systems
  • Debris Removal and Cleanup: Costs associated with clearing damaged property
  • Ordinance or Law Coverage: Protection for costs related to code upgrades after a covered loss

FCCI offers two powerful ways to expand your protection:

  • Premier Package Policy: A bundled solution that combines essential property and liability coverages with added convenience and value
  • First Choice Property Endorsement: A customizable endorsement that enhances your property policy with over 20 additional coverages, including valuable extensions for outdoor property, utility services and more

Why FCCI?

FCCI understands that every business is unique. Our property coverage is built to be flexible, responsive and backed by a team that’s committed to your success. We offer:

  • Customized coverage options
  • Risk control services to help prevent losses
  • Fast, fair claims handling
  • A long-term partnership approach

Let’s Build Your Protection Plan

Your property is more than a place — it’s the foundation of your business. Contact your local independent agent to learn more about FCCI’s commercial property insurance solutions.

The statements presented are for informational purposes only and are not intended as a complete listing of coverages, limitations, or exclusions, and we make no guarantees that our Risk Control team can identify all potential hazards or remedial actions. Refer to the policy for an exact description of coverage provided. Availability of coverages and limits may vary by state. FCCI Insurance Group makes no representations and provides no legal advice regarding federal, state, local, or contractual requirements, and shall not be liable for any loss, death, damage, or expense arising out of the use of the suggested risk control measures. If you have questions or concerns regarding any legal issues, please consult your legal adviser.