Specialized plans for contractors

FCCI offers insurance that provides contractors with comprehensive, specialized coverage.

We were founded by contractors, and we understand the risks they face. No matter how professional or conscientious you are, things can go wrong. Knowing you're covered means you can stand by your work.

And FCCI will stand by you.

Construction Industry Solutions

  • Brick & Block Installation
  • Commercial General Contractors
  • Concrete Work
  • Electrical Work
  • Excavation
  • Fence Installation
  • Finish Carpentry
  • Flooring
  • Heating & Air Conditioning
  • Masonry
  • Painting & Wall Covering
  • Specialty Trade Contractors
  • Swimming Pools
  • Tile & Terrazzo

We offer industry-specific enhancements and endorsements for construction businesses that cover items such as contractors equipment, tools, molds and underground property.

The following endorsements are available:

  • First Choice Contractors Liability Endorsement
  • First Choice Contractors Property Endorsement
  • The Contracting Advantage
  • FCCI Contractors E&O
  • Job Site Pollution Coverage
  • Various Additional Insured Endorsements

FCCI Contractors E&O Covers the Gap

FCCI Contractors E&O provides protection if you are held responsible for faulty design, materials, workmanship or installation. Commercial General Liability policies exclude coverage for your property damage to "your product," "your work" and "impaired property." FCCI Contractors E&O fills that gap, making sure you are protected.

Risks We See

FCCI experts partner with local agents to offer specialized risk management plans. Slide the blue tab to see some of the risks we help construction policyholders manage.

Are you a member of ABC?

FCCI partners with select chapters of Associated Builders and Contractors (ABC) in Indiana, Kentucky, Michigan and Ohio to offer tailored commercial, auto, umbrella coverage and surety bonds designed especially for contractors. 

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