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Coverage That Protects Your Craft and Reputation

Even the most experienced contractors can face unexpected challenges — design flaws, project delays or disputes over workmanship. FCCI’s Contractors Errors & Omissions (E&O) insurance helps protect your business from the financial impact of professional mistakes or allegations.

Whether you're a general contractor, artisan or specialty trade professional, our coverage is designed to safeguard your work, your reputation and your bottom line.

You may benefit from coverage if your business:

  • Provides design or construction services
  • Offers recommendations or specifications as part of your work
  • Manages subcontractors or project oversight
  • Faces potential claims related to professional services or advice

FCCI’s Contractors E&O policies typically offer:

  • Professional liability protection for claims of negligence, errors or omissions
  • Defense costs — even if a claim is groundless
  • Coverage for subcontracted work when you’re responsible for oversight
  • Flexible limits and deductibles tailored to your business

Why FCCI?

FCCI combines deep industry knowledge with a partnership-first approach. Our team works closely with your independent agent to understand your operations and provide coverage that evolves with your business.

We also offer risk control services to help you manage exposures and reduce the chance of claims. From contract reviews to jobsite safety consultations, our experts are here to support your success.

Let's Get Started

Protect your business with confidence. Contact your local independent agent to learn more about FCCI’s Contractors E&O insurance solutions.

The statements presented are for informational purposes only and are not intended as a complete listing of coverages, limitations, or exclusions, and we make no guarantees that our Risk Control team can identify all potential hazards or remedial actions. Refer to the policy for an exact description of coverage provided. Availability of coverages and limits may vary by state. FCCI Insurance Group makes no representations and provides no legal advice regarding federal, state, local, or contractual requirements, and shall not be liable for any loss, death, damage, or expense arising out of the use of the suggested risk control measures. If you have questions or concerns regarding any legal issues, please consult your legal adviser.