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Keeping Promises Since 1959

At FCCI, we protect businesses and the people behind them. We offer a full range of commercial property and casualty insurance, surety bonds and risk control services designed to help businesses operate with confidence. By partnering exclusively with independent agents across the U.S., we deliver tailored solutions that meet the unique needs of every policyholder.

For more than 65 years, we’ve built our business on doing what we say we’ll do for our agents, policyholders and the communities we serve.

Our solutions include:

History of Trustworthiness and Service

Founded as a self-insurance fund created by local Sarasota contractors concerned about the rising cost of workers’ compensation, FCCI has grown into a trusted provider of commercial insurance solutions. Today, we serve businesses across a wide range of industries, including agribusiness, construction, manufacturing, hospitality, retail and services and repair.

Backed by strong financial fundamentals, FCCI maintains over $3.3 billion in total assets, holds an A (Excellent) rating from AM Best Company, and proudly serves more than 12,000 policyholders nationwide.1,2

FCCI Historical Timeline FCCI's History

Our Mission and Core Values

FCCI empowers its teammates to deliver commercial insurance products and services so businesses can thrive and face the future with confidence.

Our mission comes to life through our five core values that guide every decision we make and define who we are as teammates, partners and community members.

  • Loyalty: We take ownership. Every teammate treats our business, partners and customers as their own.
  • Integrity: We do the right thing. We honor our commitments and treat people with honesty and respect.
  • Vision: We plan for the future. We invest in growth, innovation and teammate development.
  • Excellence: We lead by example. We strive to delive top-tier coverages and services while helping teammates reach their full potential.
  • Service: We believe success is shared. By listening, collaborating and giving back, we build lasting partnerships and make a meaningful difference in our communities.

Our People Make the Difference

Our teammates are the heart of FCCI. Together, we deliver on promises, build lasting relationships and strengthen the communities we serve.

Ready to build a career where you’re valued and inspired to do your best work?

Learn about career and growth opportunities at FCCI

Explore our current openings

Caring for Our Communities

FCCI believes that strong businesses help build even stronger communities. That’s why we’re proud to invest our time and resources into making a lasting difference. From volunteer efforts and charitable giving to partnerships that promote safety, education and well-being, we’re committed to helping our communities.

See how we make an impact

Members of FCCI's Young Professionals Group volunteer in the community to support foster care in Sarasota County.

1  As of and for the year ended December 31, 2024.  
2  Affirmed on June 10, 2025.