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Surety You Can Trust

Surety bonds are an important part of doing business and managing risk effectively. Founded in 1959 by local Sarasota contractors, FCCI brings deep industry insight to surety bonding. We write surety bonds in 45 states and are rated A (Excellent) by AM Best,1 with a treasury listing of more than $95 million.

With strong financial backing and local expertise, FCCI is a partner you can trust to help manage risk and build lasting relationships.

Hardhat

Bond Offerings

Commercial Surety Bonds

Express Surety gives agents 24/7 online access to quote, issue and manage FCCI commercial surety bonds. It streamlines the process, reduces turnaround time and delivers fast, reliable answers.

Commercial bonds include:

  • Agriculture dealer bonds
  • Certificate of title bonds
  • Court bonds
  • License & permit bonds
  • Lost security bonds
  • Miscellaneous bonds
  • Motor vehicle bonds
  • Probate bonds
  • Public official bonds

Contract Surety Bonds

We primarily target construction bonds ranging from $40 million single bonds to $80 million aggregate, with flexibility to consider higher limits for well-qualified accounts on a case-by-case basis.

Common types of business include:

  • Trade and artisan subcontractors
  • General builders
  • Heavy and highway contractors
  • Material suppliers
  • Service contractors


Need a Contract Bond Quickly?

FCCI’s Fast Lane Bonds offer limits up to $1 million single and aggregate, with a simplified application process for fast, efficient results.

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Our team is here to support policyholders and agents by providing guidance and assistance whenever they need it.

1 Affirmed on June 10, 2025.

The statements presented are for informational purposes only and are not intended as a complete listing of coverages, limitations, or exclusions. Refer to the policy for an exact description of coverage provided. Availability of coverages and limits may vary by state. FCCI Insurance Group makes no representations and provides no legal advice regarding federal, state or local requirements. If you have questions or concerns regarding any legal issues, please consult your legal adviser.