We protect
your business

What if something happened to the building or property you own or lease for your business? Commercial property insurance protects the places and things that matter most to your business.

FCCI’s commercial property insurance provides coverage for your buildings, personal property of employees, property of others, leased or rented property, other fixed property types and loss of income. It can also cover damaged accounts receivable records, damage to perishable goods, dishonest acts of employees, and more.

Additional coverage is available through FCCI’s Premier Package Policy or FCCI’s First Choice Contractors Property Endorsement.

FCCI will work with you and your agent to determine what coverage best protects your business.

Warehouse worker inspecting product

Commercial Property Insurance Policy Enhancements

Premier Package PolicySM

FCCI's Premier Package Policy offers broad business coverage tailored to meet industry-specific needs including manufacturing, wholesale/distribution, restaurants, professional services and more.

Premier Package property enhancements include:

  • Accounts Receivable 
  • Electronic Data Processing Equipment 
  • Employee Theft 
  • Money & Securities 
  • Property in Transit 
  • Utility Services


First Choice Property Endorsement

First Choice provides optional coverages that may be added to a commercial property policy.

First Choice enhancements include:

  • Accounts Receivable 
  • Business Income and Extra Expense 
  • Electronic data processing equipment, media and extra expense 
  • Fine arts 
  • Improvements & betterments
  • Property off-premises 
  • Valuable papers and records

When Tragedy Strikes, FCCI Is There For You

In Grand Rapids, Michigan, an attic fire destroyed Kleyn Electric’s building and most of its contents. Within hours, agent Jim Ryskamp of Berends Hendricks Stuit (BHS), FCCI Senior Business Development Specialist Lori Herman, and FCCI Senior Claim Adjuster Kevin Elliott were on-site to help.

See Kleyn Electric's full story
FCCI's underwriter meeting with the agent and policyholder

Risk Control Spotlight: Commercial Property Insurance

Having the right commercial property policy is one piece of an overall risk management plan. To minimize loss and to help insure that your business survives a serious fire, windstorm or other such event, our risk control services will help you put an effective property risk control program in place. 

Learn more about our Risk Control Services
Risk control oonsultant works with agent and policyholder

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