A Message from Our President & CEO

I am Cina Welch, president and CEO at FCCI Insurance Group.  At FCCI, we believe local presence, expertise and exceptional service are the keys to our long-standing success. We do what we say we'll do so our valued customers can face their future with confidence. We are in the business of keeping promises and have been doing so for more than 60 years.

At FCCI, we care deeply about our teammates' experience. We provide a safe work environment with an intentional focus on well-being. We aim to be fair and transparent while providing meaningful, challenging work. We listen to the voice of our teammates to continuously improve and innovate. And, we promote inclusion, diversity and equity through our policies, practices, actions and behaviors.  

On behalf of all of my teammates, we promise to provide an exceptional experience for our teammates and customers. We are proud to serve you. 


Cina Welch

Cina Welch, President & CEO
FCCI Insurance Group

More than a policy. A promise.

We're FCCI Insurance Group, and we've been providing commercial property and casualty insurance since 1959. We believe in taking care of people, managing risks, and providing comprehensive coverage and caring, efficient claims service. Our business insurance coverage, services and surety are available exclusively through independent agents who you can trust to know you and your business.

We believe local presence, knowledge and service are the keys to providing the right insurance coverage for each business. Let us be your trusted partner, keeping our promises and giving you peace of mind that allows you to face the future with confidence.

Learn more about our values
FCCI's first office on First Street in Sarasota, Florida

FCCI's first office on First Street in Sarasota, Florida

We're Financially Strong

As a super-regional business insurance company that's mutually held, our focus is on serving our agents and policyholders and employing teammates who embrace that mission. We're proud of our financial strength, long-term stability, and the relationships we have with our agents and policyholders.

See our financials
  • Rated A

    (Excellent) by A.M. Best

  • $2.8B

    Total Assets

  • $2.0B

    Investment Portfolio

  • $1.0B

    Direct Written Premium

How FCCI Reached $1 BILLION in Direct Written PREMIUM

FCCI was founded in Sarasota, Florida, on April 1, 1959. It was borne out of necessity by a group of local construction company owners who wanted to save money on the cost of workers’ compensation insurance. The fund was called the Florida Contractors and Construction Industries Self-Insurance Fund, or FCCI.

read the full story here

The FCCI Experience

Partnering with an insurance carrier is one of the most important business decisions you can make. You need to go with someone you can trust. We pride ourselves on our legacy of responsibility and commitment to our customers. By partnering together, your independent insurance agent and FCCI can help your business proactively manage risks and lower your net cost of insurance. 

We talk to you, involve you and get to know you well.

People make the difference

At FCCI, our people make the difference. We don't just have employees — we have teammates who work together to deliver our company promises. They're our most valued asset, and we make sure to treat them that way. Our teammates are committed to upholding FCCI's long-standing traditions of building relationships, serving others and giving back to the community.

Meet Our People

What we care about

For more than 60 years, FCCI has adhered to its core values of loyalty, integrity, vision, excellence and service. Part of living these values is giving back to the communities we serve. FCCI regularly supports nonprofit and charity organizations that serve our local communities.

FCCI teammates receive paid time off to volunteer at the charitable organization of their choice. since the program began in 2012, FCCI teammates have volunteered more than 17,424 service hours. 

Learn more about our community involvement

Members of FCCI's Young Professionals Group volunteer in the community to support foster care in Sarasota County.

Connect with us

We have teammates in every state where we write business, and we're here to partner with you.