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Products Overview
  Automobile
  Crime
  General Liability   Property   Workers’ Compensation
  Commercial AG
  Farmowner and Ranchowner   Inland Marine   Umbrella

Automobile
FCCI provides comprehensive coverage that can be designated for owned vehicles, as well as rented, leased, hired and/or borrowed vehicles. You can also purchase broader coverage through FCCI’s Auto Advantage Endorsement. This endorsement provides coverage for causes of loss including theft of vehicle and loss of use, as well as other broadening coverages.

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Commercial AG
FCCI’s commercial AG coverages include: automobile, general liability, mechanical breakdown, property, umbrella, and workers’ compensation. FCCI insures dairies, egg / broiler producers, farm centers, fruit / vegetable growers and packers, mechanized logging operations, orchards, sod farms, hybrid seed producers / merchants, wholesale florists / nurseries, and wineries / vineyards.

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Crime
FCCI’s crime coverage provides additional peace of mind to businessowners who already practice preventative loss control measures. This versatile coverage can be designed to fit the needs of most businesses today.

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Farmowner and Ranchowner
From family-owned to complex corporate operations, FCCI’s farmowner and ranchowner insurance covers dwelling and household personal property, farm personal property, equipment breakdown, barns, buildings, and other farm structures. Additional coverages include: automobile, personal liability, umbrella, and workers’ compensation.

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General Liability
FCCI provides liability coverage for personal and advertising injury sustained by others and arising out of your business operations. You can also purchase additional coverage through FCCI’s General Liability Advantage Endorsement. This endorsement provides coverage for causes of loss including damage to premises rented to you and medical expenses up to $10,000, as well as other broadening coverages.

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Inland Marine
FCCI’s inland marine coverages include flexible, yet customized protection for business personal property, including accounts receivable, electronic data, signs, and valuable papers. Other coverages are available to insure such things as contractors’ equipment, property in transit, and goods in others’ care, custody and control.

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Property
FCCI’s property coverage can provide for loss of income due to a broad range of perils. You can also purchase additional coverage through FCCI’s Property Advantage Endorsement. This endorsement provides coverage for causes of loss including loss of or damage to your accounts receivable records, damage to perishable goods, and loss due to the dishonest acts of employees, as well as other broadening coverages.

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Umbrella
FCCI’s umbrella policy provides additional liability insurance coverage after the limits of your underlying policy are met. Umbrella insurance is an important component of a comprehensive insurance program because it helps guard against loss due to unsuspected events that could reach catastrophic levels.

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Workers’ Compensation
FCCI’s workers’ compensation policy provides two types of coverage: workers’ compensation coverage that provides benefits for injured workers as required by state law, and employer’s liability coverage that protects employers in case they are sued for damages arising from employment-related accidents or diseases which they are legally responsible for.

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