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Products Overview |
Automobile
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FCCI provides comprehensive coverage that can be designated for
owned vehicles, as well as rented, leased, hired and/or borrowed
vehicles. You can also purchase broader coverage through FCCI’s
Auto Advantage Endorsement. This endorsement provides
coverage for causes of loss including theft of vehicle and loss
of use, as well as other broadening coverages.
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Commercial AG
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FCCI’s commercial AG coverages include: automobile, general liability, mechanical breakdown,
property, umbrella, and workers’ compensation. FCCI insures dairies, egg / broiler producers, farm centers,
fruit / vegetable growers and packers, mechanized logging operations, orchards, sod farms, hybrid seed producers / merchants,
wholesale florists / nurseries, and wineries / vineyards.
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Crime
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FCCI’s crime coverage provides additional peace of mind to
businessowners who already practice preventative loss control
measures. This versatile coverage can be designed to fit the
needs of most businesses today.
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Farmowner and Ranchowner
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From family-owned to complex corporate operations, FCCI’s farmowner and ranchowner insurance covers
dwelling and household personal property, farm personal property, equipment breakdown, barns, buildings,
and other farm structures. Additional coverages include: automobile, personal liability, umbrella, and
workers’ compensation.
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General Liability
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FCCI provides liability coverage for personal and advertising
injury sustained by others and arising out of your business
operations. You can also purchase additional coverage through
FCCI’s General Liability Advantage Endorsement. This endorsement
provides coverage for causes of loss including damage to
premises rented to you and medical expenses up to $10,000, as
well as other broadening coverages.
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Inland Marine
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FCCI’s inland marine coverages include flexible, yet customized
protection for business personal property, including accounts
receivable, electronic data, signs, and valuable papers. Other
coverages are available to insure such things as contractors’
equipment, property in transit, and goods in others’ care,
custody and control.
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Property
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FCCI’s property coverage can provide for loss of income due to a
broad range of perils. You can also purchase additional coverage
through FCCI’s Property Advantage Endorsement. This endorsement
provides coverage for causes of loss including loss of or damage
to your accounts receivable records, damage to perishable goods,
and loss due to the dishonest acts of employees, as well as
other broadening coverages.
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Surety
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FCCI offers commercial surety bonds in Mississippi at this time
and may be expanding this coverage to other states. Commercial
surety includes most bonds other than contract bonds. The
categories of bonds FCCI will issue include: Public Official
Bonds, Court Bonds, Lost Security Bonds, Miscellaneous Bonds,
License & Permit Bonds, and other Frequently Used Bonds.
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Umbrella
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FCCI’s umbrella policy provides additional liability insurance
coverage after the limits of your underlying policy are met.
Umbrella insurance is an important component of a comprehensive
insurance program because it helps guard against loss due to
unsuspected events that could reach catastrophic levels.
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Workers’ Compensation
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FCCI’s workers’ compensation policy provides two types of
coverage: workers’ compensation coverage that provides benefits
for injured workers as required by state law, and employer’s
liability coverage that protects employers in case they are sued
for damages arising from employment-related accidents or
diseases which they are legally responsible for.
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